Zopa

Zopa is one of the UK’s leading consumer lending banks, with £2bn loans and 7 million credit decisions a year. Its retail finance solution, DivideBuy, is delivering best-in-class results for merchants thanks to a sub-2-minute credit journey and superior decisioning engine.  

Zopa uniquely combines the benefits of being a bank with the agility, culture and digital capabilities of a fintech. Our mission is to deliver value and growth for merchants, while giving consumers the experience they deserve through fair, transparent and fully regulated financial products. 

Merchants using Zopa’s retail finance products online and instore are experiencing approval rates of up to 89%, and its DivideBuy solution is trusted by retailers across a wide range of sectors, from Simba Sleep to Wattbike and more.